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CHANGES IN COMMERCIAL GENERAL LIABILITY POLICY
NUMBER:

COMMERCIAL
GENERAL
LIABILITY
AC 18 18 0707


THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CHANGES IN COMMERCIAL GENERAL LIABILITY

This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART

This endorsement changes the policy effective on the inception date of the policy unless another date is
indicated below.
Named Insured:



Delos Insurance Company
Endorsement Effective:


Countersigned By:









(Authorized Representative)
ADDITIONAL EXCLUSIONS
This policy does not apply to, and the company shall have no duty to defend, any claim seeking "Bodily
Injury, "Property Damage", "Advertising Injury" or 'Personal Injury" arising in whole or in part out of, caused
by, or attributable to, the following:

ASBESTOS
a) The use of asbestos in constructing or
manufacturing any good, product, or structure; or
b) The removal of asbestos from any good,
product, or structure; or
c) The manufacture, transportation, storage, service
installation, use, sales, mining, distribution, or
disposal of asbestos or goods or products
containing asbestos; or
d) Inhaling, ingesting or prolonged physical exposure
to asbestos or goods or products containing
asbestos; or
e) Any loss, cost or expense related to any of the
above.

LEAD
Exposure to, inhalation of, or ingestion of lead or the
residue of lead.

PUNITIVE OR EXEMPLARY DAMAGES
A suit brought against you or persons insured
hereunder that falls within the coverage provided by
this policy, seeking both compensatory and punitive
and/or exemplary damages.
No coverage shall be provided by this policy for any
costs, interest, costs of defense, or damages
attributable to punitive or exemplary damages.

SULFATES
Any claim based in whole or in part for Bodily Injury
or Property Damage which was directly or indirectly
based upon or contributed to in whole or in part,
arising out of, resulting from, or in any manner
related to exposure to or the absorption of sulfates,
whether such sulfates are in a pure form or were
combined with any other chemical or material.

CHROMATED COPPER ARSENATE (CCA)
Any loss or liability, including, but not limited to
settlements, judgments, costs, charges, expenses,
costs of investigations, or the fees of the attorneys,
experts, or consultants arising out of or in any way
related, directly or indirectly, to:
a) Chromated copper arsenate, chromated copper
arsenate products, chromated copper arsenate-
containing materials or products, including but not
limited to manufacturing, use, sale, installation,
removal or distribution activities;
b) Exposure to, testing for, monitoring of, cleaning
up, removing, containing or treating of chromated
copper arsenate, chromated copper arsenate
products, chromated copper arsenate-containing
materials or products;
c) Any obligation to investigate, settle or defend, or
indemnify any person against any claim or suite
arising out of, or related in any way, directly or
indirectly, to chromated copper arsenate,
chromated copper arsenate products, or
chromated copper arsenate-containing materials
or products.


Page
1
of

3
AC
18
18


0707

ADDITIONAL EXCLUSIONS
This policy does not apply to, and the company shall have no duty to defend, any claim seeking "Bodily
Injury, "Property Damage", "Advertising Injury" or 'Personal Injury" arising in whole or in part out of, caused
by, or attributable to, the following:

CROSS SUITS
Any claim for damages by any Named Insured
against another Named Insured.

ABUSE OR MOLESTATION
1. The actual or threatened abuse or molestation by
anyone of any person while in the care, custody,
or control of any insured, or
2. The negligent:
i. Employment;
ii. Investigation;
iii. Supervision;
iv. Reporting to the proper authorities, or failure
to so report; or
v. Retention;
of a person for whom any insured is or ever was
legally responsible for and whose conduct would be
excluded by Paragraph 1.

COMMUNICABLE DISEASE-SEXUAL ACTION
a) The transmission, actual or alleged, of a
communicable disease by any insured, including
but not limited to, Acquired Immune Deficiency
Syndrome (AIDS);
b) Failure to perform services which were either
intended to or assumed to prevent communicable
diseases or their transmission to others; or
c) Sexual action, including but not limited to any
verbal or nonverbal communication, behavior or
conduct with sexual connotations or purposes,
whether for sexual gratification, discrimination,
intimidation, coercion or other purpose,
regardless of whether such action is alleged to
be intentional or negligent.

ATHLETIC PARTICIPANTS
Any person injured while practicing, instructing, or
participating in any physical exercises or games,
sports, or athletic contests.

FIRE RETARDANT TREATED WOOD (FRT)
Any loss or liability, including, but not limited to
settlements, judgments, costs, charges, expenses,
costs of investigations, or the fees of the attorneys,
experts, or consultants arising out of or in any way
related, directly or indirectly to:
a. Fire Retardant treated Wood, Fire Retardant
Treated Wood products, Fire retardant Treated
Wood containing materials or products,
including but not limited to manufacturing, use,
sale, installation, removal or distribution
activities;


b. Exposure to, testing for, monitoring of, cleaning
up, removing, containing or treating of Fire
Retardant Treated Wood, Fire Retardant Treated
Wood products, Fire Retardant Treated Wood-
containing materials or products;
c. Any obligation to investigate, settle or defend, or
Indemnify any person against any claim or suit
arising out of, or related in any way, directly or
indirectly to Fire Retardant Treated Wood, Fire
Retardant Treated Wood products, Fire
Retardant Treated Wood-containing materials or
Products.

SILICA, SILICA DUST OR MIXED DUST
Any loss, cost or expense arising out of actual,
alleged, threatened, or suspected
(1) Inhalation of, ingestion of, physical exposure
to, existence of, presence of, or absorption of
toxic substances from silica, silica-related
dust, or mixed dust in any form,
(2) Devaluation of property from any form of
silica, silica dust, or mixed dust, in any
form regardless of whether any other cause
event, material or product contributed
concurrently or in any sequence to any such
injury or damage.
(3) Existence of silica, silica dust or mixed

dust in any form, in any occupancy,
structure or construction
(4) Goods, products, or structures containing
silica, silica dust or mixed dust, in any
form;
(5) Manufacturing, sale, transportation,
distribution, use, installation handling or
storage of silica, silica dust or mixed dust,
in any form, or
(6) Abating, testing for, monitoring, cleaning
up, removing, containing, treating,
detoxifying, neutralizing, remediating, or
disposing of, or in anyway responding to or
assessing the effects of silica, silica dust or
mixed dust, in any form or
(7) Supervision, instruction, recommendation,
request, warning or advice given or which
should have been given in relation to silica,
silica dust or mixed dust, in any form, by
any insured or by any other person or entity.
Mixed dust includes any dust particles from quartz,
metallic, or fibrous mineral.
Silica means silicon dioxide (occurring in
crystalline, amorphous and impure forms), silica
particles, silica dust or silica compounds.
Silica-related dust means a mixture or combination