e basics of accounting. Topics include how to record business transactions; keep accounts; prepare financial statements
and account for merchandising operations, receivables and payables, cash and controls. A required textbook, available on the night
of class, is not included in tuition.
BUS A54-01, MAINE W, 8 Wed., 10/1, 7-9:45 pm, Schmid

CRN 60613
Personal Finance
New!
AUTO BUYING AND LEASING
FEE: $40
Thinking of getting a car? This course follows a logical progression of steps designed to aid the car buyer in making informed,
intelligent choices. Students will educe their odds of buying the wrong car at the wrong price, and for the wrong reasons. Learn the
most valid and current information, and strategies available to select, research, negotiate, and purchase or lease, your next new car.
TEC B22-01, MAINE W, 2 Wed., 11/12, 7-9 pm, Szczesny

CRN 60909
New!
BANKING FOR BEGINNERS
FEE: $19
Maybe you think you know what products and services are offered by banks, but this class is bound to provide a surprise or two.
Yes, we will cover checking, savings, CDs, mortgages, ATM/debit/credit cards, how to save for rainy days, and how to write and
endorse checks. Then we will take a step beyond, and learn to use new banking technology to our advantage.
BUS E75-01, ETHS, 1 Thu., 9/18, 7-9 pm, Chan
CRN 60222
DONT LEAVE YOUR ESTATE TO THE IRS
FEE: $19
Learn how to effectively manage your estate to avoid probate, minimize transfer taxes and protect your assets. This class, led by
Certified Financial Planner Sean Monahan, will cover topics such as retirement income planning, risk management, tax issues and
legacy planning. This presentation will educate participants using easy to understand language that will identify and define the tools
and vehicles used to facilitate estate transfer. Learn the biggest estate planning pitfalls made by families and individuals, and how to
avoid them.
FIN E27-01, MAINE E, 1 Tue., 9/23, 7-8:30 pm, Monahan CRN 60645
FIN E27-02, NILES W, 1 Thu., 11/6, 7-8:30 pm, Monahan CRN 60646
FINANCIAL PLANNING BASICS
FEE: $22
A basic financial plan not only gives you a look at your current situation, but also is intended to provide insight into the future. This
course is not intended to provide a completed plan; however, it will give students an understanding of what points to consider as
they plan, and why. Both the pros and cons of several approaches will be explored in identifying how much to save, how much to
retire, etc. Other impact factors, such as family goals, monthly budget analysis, investments, and insurance needs will be briefly
addressed. This course is presented by Charles Schmitz, a professional financial and investment planner who has taught graduate-
level classes in Personal Financial Planning. Consider Investment Basics for a helpful follow-up course to further understand this
process.
FIN E33-01, GLBRK S, 1 Thu., 10/16, 7-9 pm, Schmitz
CRN 60650
New!
FINANCIAL PLANNING FOR WOMEN INVESTORSFEE: $40
This survey course provides students with a greater understanding of the life cycle of investing. Sessions will acquaint participants
with basic investment terms and concepts; provide the principles of sound investing; suggest guidelines for a successful retirement
experience; and introduce estate planning terms, and timelines Colleen Walsh, a financial advisor, will introduce this helpful starter
course on investing.
FIN E14-01, GLBRK S, 4 Thu., 10/30, 7-8:30 pm, Walsh CRN 60768
FIN E14-02, MAINE W, 4 Wed., 10/8, 7-8:30 pm, Walsh
CRN 60769
HOW TO FUND COLLEGE WITHOUT
GOING BROKE
FEE: $29
This class explains how the financial aid system really works, and how to avoid common mistakes that often cost parents thousands
of dollars in aid. Learn how to pay for college on a tax-favored basis; how to greatly improve your eligibility for financial aid; how to
select colleges that offer the best financial aid packages; and how some middle- and upper-middle class families pay nothing at all
for their childrens education. The instructor, Dan Maga, is president of American College Funding and a specialist in funding for
college and college aid procurement.
FIN E19-01, GLBRK S, 1 Tue., 10/7, 7-9 pm, Maga
CRN 60643
FIN E19-02, NILES N, 1 Wed., 10/29, 7-9 pm, Maga
CRN 60644 INVESTMENT BASICS
FEE: $22
As you save for the future, youll want to see that your savings increase in value. All investment and financial planning assumes that
you are doing a reasonably good job at investing your money. To best understand your overall financial situation, it is recommended
that you consider taking Financial Planning Basics as a pre-requisite to this course. Investment Basics takes you into the actual
investment process. It will cover various types of investments, and when they are most beneficial; the various asset classes used for
asset allocation, along with the why and how you might select them. One of the keys to basic investing is an objective process for
selecting the specific investments that would satisfy your asset allocation. This class, presented by professional investment planner,
Charles Schmitz will conclude with a discussion of how to periodically review your investments, to understand if changes are in
order.
FIN E30-01, GLBRK S, 1 Tue., 11/4, 7-9 pm, Schmitz
CRN 60647
New!
MAKE MONEY FROM SURVEYS
FEE: $19
Participating in paid surveys online is a great way to make extra money in your spare time. Companies need your feedback to
improve their products and services, and are willing to pay for it. This class will show you how.
BUS S68-01, ETHS, 1 Thu., 9/25, 7-8:30 pm, Chan
CRN 60221
RETIREMENT PLANNING TODAY
FEE: $40
Learn how to integrate your finances with your goals and values to create an early retirement plan. Students in this course will learn
how to use the new tax law changes to their full advantage; how to allocate assets within an employer retirement plan; five
investment strategies to minimize risks and maximize returns; and the right questions to ask when evaluating insurance coverage.
FIN E02-01, NILES N, 3 Mon., 9/29, 7-9 pm, Richards
CRN 60637
FIN E02-02, NILES N, 3 Wed., 10/8, 7-9 pm, Richards
CRN 60638
FIN E02-03, GLBRK S, 3 Tue., 10/14, 7-9 pm, Richards
CRN 60639
FIN E02-04, GLBRK S, 3 Thu., 10/16, 7-9 pm, Richards
CRN 60640
FIN E02-05, ETHS, 3 Mon., 10/20, 7-9 pm, Goldstein
CRN 60641
FIN E02-06, MAINE E, 3 Tue., 10/14, 7-9 pm, Goldstein CRN 60642
FIN E02-07, OC/DP, 3 Tue., 9/9, 7-9 pm, Goldstein
CRN 60969
New!
SIX RETIREMENT PLANNING MISTAKES MADE BY
THE BABY BOOMER GENERATION
FEE: $20
This workshop covers six areas that can significantly impact ones retirement years. Topics include the financial consequences of
increased longevity; the reality of long-term care needs; the over/under diversification effect on a portfolio, and other estate
planning techniques. Join Sean Monahan, a certified financial planner, for this informative and non-technical presentation.
FIN E36-01, ETHS, 1 Mon., 10/6, 7-8:30 pm, Monahan

CRN 60770
FIN E36-02, NILES W, 1 Tue., 11/4, 7-8:30 pm, Monahan

CRN 60771
FIN E36-03, NSSC, 1 Thu., 12/4, 7-8:30 pm, Monahan

CRN 60772
FIN E36-04, MAINE W, 1 Wed., 09/24, 6:30-8 pm, Monahan

CRN 60773
TAKING CHARGE OF YOUR FINANCIAL FUTURE FEE: $20
At some point in their lives 90 percent of all women will be totally responsible for their own finances. This session is designed to help
prepare women for the potential fiscal changes that lie ahead, whether they are divorcing, recently widowed, retiring, or moving to a
new job or career. Join educator and financial consultant Rita Brown for a discussion of strategies that will allow you to take charge
of your financial future.
FIN E32-01, MAINE W, 3 Mon., 10/20, 7-9:30 pm, Brown CRN 60648
FIN E32-01, NILES N, 3 Mon., 11/10, 7-9:30 pm, Brown CRN 60649
Consumer Real Estate
RESIDENTIAL REAL ESTATE INVESTING
FEE: $22
Learn how to get started, what to expect, and how to protect yourself. Topics include: buying and holding property, flipping
properties, lease options, purchase options, liabilities and exposure, setting up a corporation, tax benefits and implications for
investors, how to finance with as little as five percent down, and much more.
REL S07-01, OC/SK, 1 Sat., 10/4, 9:30-12:30 am, Giallanza

CRN 60730
SAVVY HOME BUYING IN THIS MARKET
FEE: $49
Learn to become a confident, comfortable homebuyer. Unravel the maze of secret costs and potential traps such as hidden home
defects that could cost thousands of dollars. Other topics include purchasing, financing, insurance costs and more. Learn money-
saving and moneymaking tips before you buy!
REL E19-01, NILES W, 2 Thu., 10/16, 7-10 pm, Farrell
CRN 60729
SELLING YOUR HOME IN THIS MARKET
FEE: $20
Do you think about moving to a warmer climate, or into a smaller home, or perhaps a different type of residential living? Whatever
your reason for selling your home, dont make a move until you attend this informative seminar. An attorney will provide a legal
perspective; an accountant will provide the financial perspective and a real estate broker will explain how to prepare your home for
sale. These professionals also will provide answers to any questions you might have.
REL E17-01, NILES W, 1 Thu., 10/2, 7-9 pm, Farrell
CRN 60728
The Protect Your Investment Series
Like most people your home and car represent your largest monetary investments. Neglecting either can result in
unpleasant surprises and expensive repairs. It is always better to prevent problems before they occurthat is the
point of this series!
CAR CARE 101
FEE: $19
Visit a profe