Yahoo! is not affiliated with the authors of this page or responsible for its content.
Helping You Build Your Business with FREE Online Training! Join us for one of our informative 45-minute training
sessions where youll learn the basics of each product, sales
tips, and have direct access to Americos product experts!
All training sessions will be held at 10:00
A
.
M
., central.
Space is limited, register today!
For more information or to sign up for a WebEx training
session, contact Americo Sales Support or
log on to
www.americo.com.
Indexed Annuity Rates
Fixed Annuity Rates
Rates current as of June 1, 2008
Platinum Secure
First-Year Premium Bonus
5.00%
5.00%
First-Year
Interest Rate
Elite Provider
Current
Rate
Crediting Rate Options
S&P 500
®
Uncapped - Monthly Averaging
Participation Rate
Spread
S&P 500
®
Capped - Monthly Averaging
Participation Rate
Spread
Cap
S&P 500
®
Uncapped - 1-year Point-to-Point
Participation Rate
Spread
S&P 500
®
Capped - 1-year Point-to-Point
Participation Rate
Spread
Cap
Declared Interest Option
100.00%
4.50%
100.00%
0.00%
9.00%
45.00%
0.00%
100.00%
0.00%
8.00%
3.00%
1) The initial interest rate is guaranteed, subject to contractual provisions, for one contract year.
Guaranteed Minimum Value (GMV) for policies issued in 2008: The GMV equals
87.5% of premiums less any partial surrenders accumulated at the guaranteed interest
rate of 2.30% and less any applicable premium tax.
1
Minimum Guaranteed Interest Rate for policies issued in 2008 is 2.30%. It will be
redetermined at the end of the eleventh contract year to a rate no less than 1% and no
greater than 3%.
Crediting Rate & Other Options
Current
Rate
Future Provider & Future Provider Bonus
Monthly Averaging, S&P 500
®
Participation Rate
Spread
Point-to-Point, NASDAQ100
®
without Cap
Participation Rate
Spread
Point-to-Point, S&P 500
®
without Cap
Participation Rate
Spread
Point-to-Point, S&P 500
®
with Cap
Participation Rate
Spread
Cap
Point-to-Point, S&P 500
®
, The EZ Option
Death Benefit Payout Rider
(Rider Series 2152)
Option 1 - 25-year
Option 2 - 15-year
Declared Interest Option
100.00%
4.50%
40.00%
2.00%
55.00%
3.00%
100.00%
0.00%
6.50%
5.50%
170.00%
140.00%
3.00%
1) Initial participation rate is guaranteed for the first 10 contract years.
2) Initial cap is guaranteed for the first 10 contract years.
1
1
1
2
Guaranteed Minimum Value (GMV): The GMV equals 100% of premiums less any
partial surrenders, accumulated at an annual effective rate of 2% for 13 years and 3%
thereafter, less surrender charges and any applicable premium tax.
Platinum Secure
1
1) 2.30% represents the interest rate for contracts issued in 2008. Rate subject to change for policies issued after
2008 and guaranteed to be no less than 1%.
Helping You Build Your Business with
FREE
Online Training!
Americo Sales Support
800.231.0801, ext. 8410
salessupport@americo.com
www.americo.com
NEW!
June
June 5 - Underwriting & Illustrations
June 10 - HMS & Final Expense
June 11 - Americo: A to Z
June 17 - Indexed Annuities
June 19 - Senior Portfolio with Lifetime Legacy
June 24 - Indexed & Universal Life
with LifeCrest Index
June 25 - Americo: A to Z
June 10 - HMS & Final Expense
Do you have clients that dont qualify for a
Home Mortgage Series product? Attend
this presentation to find out how you can
still get the sale!
Rates current as of June 1, 2008, and are subject to change.
Platinum Secure (276), LifeCrest LT (259), Classic Life (075), LifeCrest (179), Quality 25 (119), LifeCrest
Index (277), Elite Provider (255), Americo Ultimate One Index Series (264/265/266), and Future Provider
Series (267/268) are underwritten by Americo Financial Life and Annuity Insurance Company, Kansas City,
MO, and may vary in accordance with state laws. Some products, riders, benefits, and rates may not be
available in all states or for all periods. Certain restrictions apply. Consult contract for all limitations and
exclusions.
Standard & Poors
®
, S&P
®
, S&P 500
®
, Standard & Poors 500, and 500 are trademarks of The
McGraw-Hill Companies, Inc. and have been licensed for use by Americo Financial Life and Annuity
Insurance Company. This product is not sponsored, endorsed, sold or promoted by Standard & Poors
and Standard & Poors makes no representations regarding the advisability of purchasing this product.
The S&P 500 Index is a market-valued weighted price index which reflects capital growth only and does
not include dividends paid on stocks.
NASDAQ
®
, NASDAQ-100
®
, and NASDAQ-100 Index
®
are trademarks of The Nasdaq Stock Market, Inc.
(which with its affiliates is referred to as the Corporations) and are licensed for use by Americo Life, Inc.
The Product(s) have not been passed on by the Corporations as to their legality or suitability. The
Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS
MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).
Crediting Rate Options
Current
Rate
Americo Ultimate One Index Series
Ultimate One Index 7
Point-to-Point with Participation Rate
Point-to-Point with Cap
Monthly Averaging with Participation Rate
Monthly Averaging with Spread
Monthly Averaging with Cap
Declared Interest Option
Ultimate One Index 9
Point-to-Point with Participation Rate
Point-to-Point with Cap
Monthly Averaging with Participation Rate
Monthly Averaging with Spread
Monthly Averaging with Cap
Declared Interest Option
Ultimate One Index 9 Bonus
Point-to-Point with Participation Rate
Point-to-Point with Cap
Monthly Averaging with Participation Rate
Monthly Averaging with Spread
Monthly Averaging with Cap
Declared Interest Option
40.00%
7.00%
63.00%
4.00%
8.50%
3.00%
42.00%
7.50%
65.00%
3.80%
9.00%
3.25%
35.00%
6.00%
55.00%
5.00%
7.50%
2.75%
Guaranteed Minimum Value (GMV): The GMV equals 100% of premiums less any
partial surrenders, accumulated at an annual effective rate of 1.5% for 9 years and 3%
thereafter, less surrender charges and any applicable premium tax.
Life Products
LifeCrest Index
Declared & Sweep Account
Cap
Minimum Rate on Indexed Account
LifeCrest LT
Classic Life
LifeCrest
Quality 25
5.00%
12.00%
1.00%
5.00%
5.00%
5.00%
5.00%
Current
Rate
Guaranteed Minimum Value (GMV): The GMV equals 100% of premiums less any
partial surrenders, accumulated at an annual effective rate of 2% for 13 years and 3%
thereafter, less surrender charges and any applicable premium tax.
Guaranteed Minimum Value (GMV): The GMV equals 100% of premiums less any
partial surrenders, accumulated at an annual effective rate of 2% for 13 years and 3%
thereafter, less surrender charges and any applicable premium tax.
NEW!
NEW!
08-004-6(06-08):Layout 1 5/21/2008 3:44 PM Page 2