w-income home
owners who require improvements to their homes and are unable to obtain adequate financial
assistance from commercial lenders.

E
LIGIBLE
L
OCATIONS

All unincorporated areas of Orange County, Orange County Development Agency areas, and
participating cities, if applicable.

E
LIGIBLE
U
NITS

Detached and attached single family, owner-occupied residences.

E
LIGIBLE
A
PPLICANTS

Applicants must own and reside in the residence and have a gross annual household income
that does not exceed 80% of the Orange County area median income, adjusted for family size.
Applicants within Orange County Development Agency areas may qualify with incomes up to
80% of the area median income, adjusted for family size. Please refer to the annual
household income information sheet for specific income figures. Annual income level is
subject to change.

E
LIGIBILITY
C
RITERIA

Total net assets cannot exceed $150,000. Of that amount, total liquid assets cannot exceed
$50,000. Equity in the applicants principal residence is excluded from total assets. Liquid
assets are defined as assets easily converted into cash, such as Treasury Bills, money market
funds, certificates of deposits, bank deposits, and stocks. No retirement accounts shall be
included in the computation of liquid assets.

E
LIGIBLE
I
MPROVEMENTS

Priority is given to making health and safety improvements, energy and resource conservation
improvements, and exterior improvements. Exterior improvements include: Roof
replacement; window replacement; entry doors and sliding door replacements; stucco repair;
exterior painting; irrigation and lawn*; water conservation landscaping*; fencing*; garage
door and electrical connections; driveway replacement; security lighting*; and water main line
replacement*.
(* Items on their own or together are not eligible unless grouped with other eligible exterior
improvements such as roof replacement.)

Improvement to the interior must be verified to be of a health and safety issue and include the
following:

Electrical Improvements
Exposed hot wiring from missing light fixtures, switches, and receptacles.
Illegal or hazardous garage wiring, i.e., exposed Romex, fixtures wired with
extension cord, no receptacle provided for garage door opener.
Replacement with CO/ALR receptacles & switches on homes with aluminum wiring.
Replacement with GFCI receptacles within 6 of water source (Kitchen &
bathrooms).
Upgrade of service to standard 100amp. To include new panel & breakers.

Plumbing Re-piping of water supply system in copper pipe if home is piped in galvanized
pipe. To include new risers, angle-stops and flex-lines to existing fixtures.
Replacement of main water supply line from meter to house in copper or approved
ABS material. To include pressure regulator if combined with existing galvanized
plumbing.
Toilets if cracked, leaking, or not of the 1.5 gallon flush limitations. Hi-boy type
toilets for the physically impaired.
Faucets & tub/shower mixing valves that leak or are inoperative.
Under-sink drain plumbing if leaking or missing trap and to prevent mold growth
conditions.
Installation of earthquake shut-off gas valve on property owner side of meter.

Water Heaters
Complete replacement if found to be leaking from sources other than water supply
inlets and P&T valves.
Replacement of leaking water supply flex-lines, shut-off valves and/or P&T valves.
Replacement of rigid aluminum gas supply tubing with new gas flex line.
Correction of illegal or improper venting of flue gasses.
Replacement of compartment floors, pedestals if found to be structurally unsound.
Installation of pedestals if water heater is on floor of garage. Installation of
concrete pad if unit is on bare ground.
Installation of galvanized enclosure if unit is located outside and unprotected.
Installation of strap & bracket type seismic restraints.
Installation of P & T drain line to either the exterior of cabinet or to plumbing drain
pipe.
Installation of tankless (on demand) water heater units per applicable codes.

Gas Heating
Complete replacement of either FAU or wall furnace(s) if red-tagged from an
inspection by The Gas Company, state/county/city building official or local fire
department.
Replacement of rigid aluminum gas supply tubing with new gas flex line if required
by local building codes.

Correction of illegal or improper venting of flue gasses.


No cosmetic or interior items allowed unless to correct a Health and Safety code violation
Year 2004 Income Guidelines
(Income guidelines subject to change)
Family
Size
1 2 3 4 5 6 7 8
Earn less
than
$41,600 $47,500 $53,400 $59,400 $64,100 $68,900 $73,600 $78,400

Contact Margie Anguiano at (714) 480-2807 for more information.